This question comes up a lot! As insurance agents we get paid by the companies for the plans we help people enroll in. The commission we earn for enrolling you is virtually the same across all the companies so you don't have to worry that we are steering you to a certain company for our benefit. Our ultimate goal is to match you with the best fit for your needs. We chose to be an independent agent so we could represent you to many companies, and the longer we take care of someone the longer we get paid a commission from the companies we represent. We want to take care of someone like you for years, not just one time. You don't pay any more, or any less, for using an agent.